Welcome to Grama kalanjiyam
We started our journey in Gramakalanjiyam on 19th May 2012.. Then we had village women to support us. The amount that started as small savings in the streets eventually helped to reduce the debt problems in many people's lives.
As a result of which it has become essential to meet the needs of all the people, now Grama Kalanjiam has risen to become a recognized institution by the government... We say that the purpose of Grama Klaanjyam is to guide the poor and needy people to live debt free and get gold ornaments....Gramakalanjiyam have a model of gathering deposits from individuals through recurring, savings, and fixed deposits of individuals and distribute different sorts of loans.
Our Vision and Mission
- To Become the most Trusted, Popular and affordable Financial Service Provider in the State of Tamilnadu.
- Gramakalanjiyam is dedicated to the mission of bringing convenience to people’s lives and making their lives easier. We offer secured and unsecured credit to meet their varied financial needs from instant gold loans to microfinance, Savings deposited loan, affordable SME loans, and more. .
Our Best Services
Gold Loan
A gold loan or a loan against gold is a secured loan taken by the borrowers looking to fulfill their short-term or long-term cash needs. Here, the borrower pledges their gold valuables as collateral.
Property Loan
Loan Properties means any property owned, leased, or operated by the Company or any Company Subsidiary or in which the Company or any Company Subsidiary holds a security or other interest and, when required by the context, this term also includes the owner or operator of such property, but only with respect to such property.
SHG Loans
SHG with satisfactory transactions in their SB account for at least a minimum period of six months reflecting regular savings, withdrawal of internal lending & recoveries etc would be eligible for first phase of credit linkage subject to fulfilling grading norms.
Our Savings Scheme
The Daily Payment for each non-Business Day shall be carried forward without interest and paid on the next Business Day.
This weekly savings means, depositors a choice on how much to invest depending on their means every week, while maintaining a stable interest rate.
A recurring savings is a type of term savings,Suitable for investors who want to earn a regular fixed income with guaranteed returns at a certain rate of interest every month.
In a Yearly Savings, you put a lump sum in your bank for a fixed tenure at an agreed rate of interest. At the end of the tenure, you receive the amount you have invested plus compound interest.
Feel free to get in touch with us. You may also write us a message since we love hearing from our customers. Request a call back, and our representative would get in touch with you within a duration of 24 hours..